With so many apparent similarities between the two, hazard insurance and homeowners insurance are often mistaken for the same thing. Standard homeowners insurance policies include hazard coverage, but what about standalone hazard insurance? Here is a basic comparison of hazard insurance and homeowners insurance to help clarify the differences and similarities: Hazard insurance Hazard insurance protects you financially...

OK, so moved into your new home, got the right insurance, the new lawn mower, unpacked all the boxes and then just went back to your life. That was everything. Right? Wrong. If you didn't create or update an emergency plan for your home and family, you could be putting everyone in danger. It is critical to be...